Superannuation is your way of ensuring you live a comfortable life after-work. Milestone Financial Planners are experienced in delivering cost-effective and highly diversified superannuation investments.
In its accumulation phase, superannuation provides a tax-effective environment, helping accumulate capital for use during retirement.
Once you have retired from the workforce and met the preservation age requirements, your accumulated superannuation assets can be converted into a pension, which provides you with a monthly income to enjoy during retirement.
An annuity is a fixed-term investment providing you with a guaranteed regular income for a selected term, in exchange for an initial lump sum investment amount. You can purchase the investment with either superannuation money or with private investment monies. Annuities are generally undertaken by more conservative retirees and investors, seeking a regular income stream.
Self Managed Super Funds
Are you thinking about a self managed super fund or SMSF?
Things to consider
- Do you have enough time,
- Do you have the knowledge and skills to manage your own super and meet your legal and other obligations.
- Do you have enough super to make an SMSF cost effective?
Is it right for you
Deciding whether self-managed super is right for your needs careful consideration of some critical issues. Is it financially viable, are you prepared to take on the responsibility, can you handle the administrative and compliance demands, is it worth the risk?
Develop an investment strategy
Our adviser can help you to set an appropriate investment strategy that reflects your personality, build your investment portfolio, structure your asset and manage the movement of funds to and from other superannuation or pension funds.
Get the right team behind you
We work with your other professionals, such as your Accountant, to manage the set up, administration and compliance aspects of your SMSF. As Rosie is a Chartered Accountant and Registered Tax Agent for Hicks Advisory, she is qualified to assist with administration and compliance of your SMSF. If appropriate, it enables you to link your business, investments and financial life.
The flexibility, personal control and potential tax and cost savings can be substantial, so it may be worth contacting us to find out if an SMSF could be right for you.
As a SMSF Specialist Advisor™, Rosie and Milestone Financial Planners have the knowledge and expertise to help you get the most out of your SMSF, by helping with the critical issues.